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Best New York Casinos to Visit in 2021

Best New York Casinos to Visit in 2021
Photo by Aidan Howe from Pexels

So, it’s surprising that the Big Apple has very few casinos.

New York City is home to people from nearly every country on earth. Due to that, it has restaurants, shops, and marketplaces for almost everything. So, it’s surprising that the Big Apple has very few casinos.

If you want to play slots and card games in the big city, your best bet is to visit Indian-owned casinos or take a trip to New Jersey. That’s alright, though. You can access many casinos within New York in an hour’s drive.

Big Deal Casino

Located along 28th street, Big Deal is one of the few casinos at the heart of New York City. It’s a relatively small establishment, measuring 5000 square feet in size. It uses its small space accordingly, nonetheless.

For starters, it has two gaming floors that feature a wide range of games. It has eight blackjack tables. Then it features poker, roulette, craps, baccarat, and Pai Gow games. What’s more, it has halls where you can conduct birthday parties, team-building meetings, and charity events.

Big Deal Casino also features an indoor golf facility where you can simulate golfing with the help of 15-inch screens. It also features free parking, quick Internet, and gyms. Additionally, it’s a top-rated casino with hundreds of 5-star reviews.

Empire City Casino

Located on Yonkers Avenue, Empire City is a Casino Resort, meaning you get both gambling and hotel services. The hotel aspect of the business attracts top reviews from customers. But the casino side is problematic.

The problem is not a lack of slots or card games. The casino has 5000+ games, from slots and video poker to keno and blackjack. It also features low betting limits—from one cent to $100.

The problem with Empire City’s games is that they have low payout rates. To expound more, the games are mean and take away money without letting players win.

As a result, many people don’t seem to win no matter how many times they try. If you’re one of them, read the guide to online casinos in New York at online-gambling.com. Online casinos not only have lots of games but these games payout up to 99% of wagered money.

Turning Stone Resort Casino

Whether you want to feast, gamble, or lodge, Turning Stone New York has got you covered. This tribe-owned casino is located at 5218 Patrick Road, Verona. It’s pretty big, measuring 120,000 square feet in size, and houses all the amenities you can expect from a world-class casino.

You can play 32 table games, including poker tables that host up to 320 players. Or you could choose one of the 2300 slots to test your luck. On the flip side, you can play bingo, blackjack, roulette, or video poker.

What’s more, you can play golf at one of five courses—two 9-hole layouts and three 18-hole courses. If the weather is extreme, get indoors, and play virtual golf, get into the sauna, or book for a spa treatment.

Additional amenities at this casino include a nightclub, a dancehall, treatment rooms, salons, and BBQ place. Obviously, food and drinks are available too.

Jake’s 58

Jake’s 58 is a casino hotel in Long Island. It features 228 rooms on its 64,142 square feet premises, 1000+ gaming machines, and over 50 table games. On top of that, it features a sportsbook, making it a fully-fledged gambling enterprise.

Like many casino resorts, Jake’s 58 features concierge service to VIP players, smoking-free rooms, suites, and amenities. With that in mind, there are several restaurants at this casino. So, if you don’t like the food on the ground floor, walk to the first floor.

Unfortunately, Jake’s 58 features VLT and not real slot machines. As a result, they provide scratch cards, lotto, and pull-tab games—many of which have low payout rates.

Royal Flush Casino on Carnival Splendor

The Royal Flush is a cruise ship casino operated aboard the Carnival Splendor. It’s allocated a large 8000 sq/ft gaming floor and loaded with all the games modern casinos provide. The best part is that once the cruise ship moves three miles away from the Big City, it throws out New York’s gambling rules.

Instead, it lets you play real slot machines, blackjack, roulette, craps, and baccarat games with high RTP rates. What’s more, you get access to part of the cruise ship for wining and dining purposes.

On the flip side, you can book for a spa treatment, swimming, lodging, and all forms of hotel services. Is the Royal Flush Casino expensive? Whether you want to play slots, Texas Hold’em, or have fun on a cruise ship, you’ll find the prices at this casino fairly cheap. 

Seneca Buffalo Creek Casino

Based in Buffalo, Seneca is a casino resort offering 1000+ slots, over 100 table games, and a host of amenities. It’s a tribe-owned casino measuring 67, 000 sq/ft. It welcomes three million customers every year. 

That means it must be doing something right. And sure enough, Seneca is gorgeous on both the exterior and interior. Unlike many casinos in New York, Seneca has several rewards for high rollers, from comps to exclusive VIP rooms.

The food at Seneca is delicious and plentiful. The drinks are free and non-alcoholic. To spice up things, the games have relatively low payout rates compared to Internet-based casinos.

Borgata Casino

Many casinos in New York City provide low paying VLT machines and slots. But that’s not Borgata, the biggest casino in New Jersey. It is located 127.3 miles from New York, which means you can get there within two hours.

It’s magnificent, inviting, and loaded with everything New Yorkers wish they could find in a casino. First, the games come from leading software providers, meaning the payout rates are high. 

Then the food is amazing, usually prepared by professional chefs experienced in cooking different cuisines. On the flip side, you can pay for standard hotel rooms that start at $99 or up to $1500 for presidential suites.

When it comes to amenities, Borgata is packed with casino goodness, from theater halls to spas, gyms to dancehalls. There are also rooms to hold meetings, live performance shows, and gift shops.

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Featured Finance Lifestyle

8 The Best Commodity Trading Books of 2020

8 The Best Commodity Trading Books of 2020
8 The Best Commodity Trading Books of 2020

 

Commodity trading has been popular for decades. Today, its appeal is undeniable. Cutting-edge technology allows residents of Nigeria and South Africa to profit from commodities online. These eight books will help you master the art of successful trades.

A Trader’s First Book On Commodities

Before delving into practical trading, learn the fundamentals. This high-stakes investment must be approached wisely. The book focuses on the trading environment, rather than theory. It covers profit mechanisms, best platforms, the balance of gains and losses, and margin calls. The history of the commodity futures market is also worth studying, as it teaches you to evaluate risks. There is a wealth of advice for rookies. 

Author Jim Rogers is one of the most successful investors ever. He manages a commodity index fund that set a record when it reaped a gain of 165%! The book will take you back to the 1990s, the golden age of commodity investment, and show why these assets are still hot today. The market offers impressive income potential and security.

Rogers is a great mentor. He will tell you all about supply and demand. You will learn how market fluctuations can work to your advantage. It is not necessary to invest a fortune to achieve impressive returns. 

Commodities for Dummies

The title says it all: this book targets complete beginners. Some people invest in commodities with only a shallow understanding of the market. While you could make a profit, long-term success requires a solid base. 

This book will arm you with valuable techniques. You will develop the strategy that breaks you free from index funds or investment funds. Readers learn about common pitfalls, proper diversification, and the most popular commodities. 

Gold Is A Better Way

As the name suggests, this book is all about investing in gold. Unlike other forms of trading, gold gives you something you can actually hold in your hand. Even though it does not mean you will have billions sitting in your basement, connection to a physical asset makes a significant difference. Precious metals trading is a safe and reliable way to make your money work. 

This book is an investment guide that reads like a novel. It is entertaining and informative, with plenty of visual cues. Readers learn about gold and the market itself. This will prepare you real trading with brokers like Alpari.

The Little Book That Still Beats the Market

The book is not so little, as it has over 200 pages. However, it is undeniably one of the best classics. Joel Greenblatt has one central idea: the key to high profits in the stock market is finding products or companies which are undervalued. Obviously, this is not an easy task, so the author has distilled it into a simple formula. 

You do not have to be good at maths to understand the main points. This book is a source of investment philosophies that have stood the test of time. You will learn why gaming the system does not work and how the formula can help you develop a sound long-term strategy.

Market Wizards

For this book, Jack D. Schwager conducted research to define reasons for investors’ success. Is there a universal formula for high returns? Does it all come down to luck, inheritance, or knowledge? Unsurprisingly, the conclusion shows a combination of many factors. Big investors follow a solid strategy based on theory and practical experience, and they share a particular attitude. 

Read the book for valuable insights from recognized experts. It provides advice in investors’ own words. You do not have to be a millionaire to use their tips! It is a truly inspiring read which touches upon equities, futures, economic trends, and psychoanalysis.  

The Complete TurtleTrader

Once, investor Richard Dennis placed a bet that turned him into a legend. Through a classified ad, he found 23 people with little to no investment experience. Dennis then trained the team for two weeks and gave them one million dollars to invest. 

The result? Every single member became a millionaire. The team became known as Turtles — hence the name. The followers brought Dennis $100 million. The book includes their accounts of what happened. The turtles describe their interviews, training, and key takeaways from experience. Today, some of these people are running substantial hedge funds. 

Technical Analysis of the Financial Markets

This term ‘quant’ describes an investor who uses complex techniques to manipulate the market. Profit relies on computer and math skills. John Murphy teaches readers to monitor the market like a quant, and become a desirable asset for any investment firm.

This book covers all the necessary skills, from charting and graphic interpretation to technical applications. It contains a wealth of real-life examples. You will want to reread it. 

 

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Finance

3 Financial Resources Veterans Should Take Advantage of Right Now

3 Financial Resources Veterans Should Take Advantage of Right Now

 

Most people who enter the military join because of patriotism and a strong desire to serve their country. Some are more looking for self-improvement by learning discipline and inserting a noble purpose into their life. And others are initially drawn in by the financial benefits that come along with enlisting.

This final incentive is one of the proudest traditions of the U.S. military. While no institution is perfect, the government has always pledged to stand by its soldiers and reward those who serve with certain benefits.

What are the top benefits veterans can enjoy after their exit service?

That is definitely something of a subjective question. But the following benefits — some coming directly and some coming in the form of skills that you pick up along the way — are undeniably some of the best financial resources that veterans should all try to take advantage of today.

1. Mortgage and Tuition Benefits

The GI Bill is one of the most famous and revered pieces of law ever passed in Washington. It has changed somewhat over the years. But the goal has always been to ensure that anyone who has served can have the opportunity to pursue any career they want in the future by offering generous tuition assistance. Almost everyone who serves sees this as a primary benefit, and millions upon millions have taken advantage to earn their degrees.

The home loan guarantees available to veterans are another similarly beloved resource. The Financial Resources for Veterans, for example, can allow vets to get into a new house with no down payment, making it much easier for you to put your family into a dream home.

2. Investing in Discipline

Achieving financial security is everyone’s dream, and military members have a leg up on many civilians in terms of actually getting there. This is because investing success comes down to discipline. And who has more of that than people who have gone through boot camp and served their nation?

Investing can become a very low-risk endeavor if you just continually put small amounts of money into mutual funds with good performance history. You may not be seeding the next unicorn startup and turning into a billionaire overnight. But your money is almost certain to grow — slowly but surely — over the next few decades, and the benefits are even better if you’re investing pre-tax dollars into something like a 401k or Roth IRA.

3. Protecting Your Family’s Future

When it comes to managing their money, military families and veterans have another ace up their sleeves beyond their talent for discipline. Current and former members of the military have the entire arsenal of USAA services at their disposal — which offer some of the best benefits and terms of any financial services company.

One great example are USAA life insurance policies. With tiny monthly payments, life insurance is one of the greatest financial deals you can find anywhere. And when the coverage terms are this advantageous, there is no reason not to protect your family’s future financial security by loading up and getting the best policy you can. It will ensure that your children and loved ones are protected no matter what happens to you.

The Best Financial Resources for Veterans

What is the best benefit of serving in the military? Having served. Nothing can compare with this type of experience and the life lessons it teaches to everyone who has ever put on a uniform.

But the perks sure are great! Specifically, veterans will be able to take advantage of the GI Bill for tuition assistance, home loan guarantees through the U.S. Department of Veterans Affairs, the discipline they have learned, and financial perks that benefit their family.

It is hard to imagine any way that a country can truly repay its soldiers for their sacrifice and commitment. But it’s great to know that, at least for U.S. veterans, they will always have access to a wide range of financial resources.

 

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SMALL BUSINESS TECHNICAL ASSISTANCE GRANT

SMALL BUSINESS TECHNICAL ASSISTANCE GRANT

Small businesses and locally-owned shops are the lifeblood of our city.

Unfortunately, almost all have been adversely impacted by COVID-19. To help businesses better cope with the changes the pandemic has imposed upon them, the Downtown Alliance is providing up to 25 small businesses the opportunity for one-on-one, technical-assistance consultations with Streetsense, a retail and urban-design consultant. The goal of these consultations is to assess operations and surface opportunities to better prepare businesses for the ongoing crisis. Streetsense has decades of first-hand operations experience across a variety of disciplines and industries, including research and analysis, hospitality, branding, and marketing and interior design.

Consultations will provide the following:

  • Individual 45- to 60-minute work sessions with retail or restaurant owners with two members of the Streetsense Pandemic Response Team.

  • A documented strategic guide for “pandemic readiness” for each business, delivered to the business owners, and to the Downtown Alliance.

  • Participating businesses will receive links to pandemic signage templates and the capital planning tool (for restaurants and bars only) following the completion of each session.

 

SMALL BUSINESS TECHNICAL ASSISTANCE GRANT
Pexels Artem Beliaikin

To be eligible, businesses must have gross annual revenues of less than $3 million and employ fewer than 30 full-time-equivalent employees and occupy a ground-level storefront in the Lower Manhattan Business Improvement District. If selected, businesses will be required to complete a self-assessment questionnaire to share with Streetsense providing relevant information about their business and describing the challenges they face as the city reopens.

To be eligible for a consultation, businesses must meet the following requirements and provide appropriate documentation:

  • Be located on the ground floor within the boundaries of the Lower Manhattan Business Improvement District.

  • Be an independent business with five or fewer locations in New York City.

  • Open by October 1, 2020.

  • Employs fewer than 30 full-time-equivalent employees as of March 1, 2020.

  • Gross annual revenues of less than $3 million.

  • Have a lease at their current location through December 31, 2020.

Applications will be reviewed and consultations will be granted on a first-come, first-served basis beginning August 10, 2020, at 9 am ET.

The application period will close when the available consultations have been exhausted. Consultations will take place between August and October 2020.

If you do not qualify for this program, please see our informational guide on COVID-19 relief programs available to businesses.

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Business Finance

Generating Funds Fast when Bad Credit is Holding You Back

How to Generate Funds Fast when Bad Credit is Holding You Back

 

Are you suffering from a bad credit problem?

Don’t know how to generate fast cash. If that’s what you are going through, then it’s time to know about all those options that you can avail even with your bad credit situation. You will waste your time when you apply for a loan in the bank because this institute always runs a credit check. No matter how amazing your income proof is, when your credit score is low, you can’t easily enjoy a loan approval from a credit union or bank. Here are three standard options that you can make the most of as other people are going for.

Best Title Loans 

When you have significant cash needs and are looking to get funds fast, then only title loans are something that you can capitalize on quickly. The primary reason for its name and fame among people is the speed with which one can have the fund. In most cases, you can get cash into your bank account within 24 hours. When it comes to the requirements, you only need a car title, car insurance proof, and your government-issued ID card. A good thing about best title loans is that the lender doesn’t run a credit check. Lenders provide funds to people with bad credit because they keep the car title as the collateral. If you don’t pay them back the loan, they will sell your car and handle their bad debt situation.

Payday Loans 

Everyone is well-aware of the payday loan. However, people have stopped going for this option as it doesn’t provide much cash. You can raise a few hundred dollars with it. The massive problem with this loan is its limited timeline. You need to pay off the loan very quickly, and if you don’t, you enter into a never stopping debt cycle. A payday loan seems like an excellent financial choice only when you can pay it back on time; you will have to face some serious consequences with it. Payday loan providers don’t perform a credit check. However, income and residency proof is required. There are some dangers of payday loans about which you should have a clear idea.

 

Pawn Shop 

It is common for people to take their valuable items to a pawn shop and get money against it. Just like a payday loan, a lender has a specific limit of the loan amount. On average, you can get $75-$100 from it. No matter how expensive your item is, you can only get a percentage of it as a loan. A pawnbroker will hold your item until you pay off the loan. However, it’s not the case with the best title loans as lenders won’t only hold your title while driving your car freely. Before you opt for a pawnshop loan, try to get its complete understanding.

In simple words, when you need a significant amount of cash with bad credit, then indeed, the best title loans work as an excellent option. However, when you are looking for a low amount of short-term money with bad credit, you should opt for either a pawn shop or payday loan.

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Finance Travel

Should You Switch to Pay Per Mile or Usage Based Car Insurance?

Should You Switch to Pay Per Mile or Usage Based Car Insurance?

 

Car insurance –

is something that you are going to need to make the most of while you have the opportunity to make some savings. It is a legal requirement for drivers, and this is why you need to ensure you get the right car insurance sorted out as well as you possibly can. There is plenty you need to consider when it comes to making the most of this, and that is something that you need to think about.

Try to do as much as possible to understand the different types of insurance that exist for drivers, and what you can do to save money on these premiums. Now, one of the important things you need to determine is what types of car insurance would work best for you, and one of the less common but potentially more rewarding options would be to go with pay per mile, or usage-based, car insurance. It’s important to understand what this is, how it works, and what exactly makes it the perfect option for you.

What is pay per mile?

Generally speaking, regular car insurance premiums are based on estimations from the insurance companies about how you’re going to use your car, as well as plenty of other factors. However, this can often result in people having to pay premiums that are way off in their estimations. Yes, there are plenty of factors that apply to all forms of car insurance, and things like your age, location, the type of car you have, how much you earn, and even your relationship status can be determining factors in how much car insurance you can expect to pay.

Now, the way in which pay per mile car insurance works is that the premium amount is based on how often you use the car. Essentially, your insurance is calculated based on the actual usage of your car, and this seems like a much more structured and logical way of doing it. So let’s look a little closer at how this type of insurance works.

How does it work?

Usage-based car insurance is becoming highly popular because of the fact that it has a lot of benefits for people. This is a much more modern form of insurance, and it embraces modern technologies in order to basically offer a pay as you go approach to car insurance. Companies can use a device plugged into your car, or even an app on your phone, to try to figure out how much insurance you are due to pay. Information will be collected and used to work out and determine your bill.

This is quite fun because it means that you have a customized rate just for you that is based on your vehicle usage. Knowing and understanding the implications of this is really important for allowing you to decide if this is the right approach for you. There are a lot of things that play a factor here, and the fact that you get a premium specific to you is very appealing to a lot of drivers.

 What are the benefits?

There are a lot of benefits when it comes to pay-per-mile, and one of the main ones is that it can potentially save you a lot of money. However, you need to be careful here, because this is something that can backfire. You see, due to the manner in which insurance companies collect your data and come up with a premium specifically for you, it means that the less you drive, and the safer you drive, the better it will be for your wallet.

This does of course mean that the opposite is true, and the more you use the car, or the more reckless you are, the more your premium goes up. Sometimes you can’t avoid using the car a lot or getting into an accident on the roads, so it is something you need to make sure you think carefully about. People often prefer to have this sort of insurance because they find that it works better for them, and it’s fairer.

 Is it right for you?

Well, one of the key things you need to figure out is whether switching to pay per mile car insurance is the right approach for you and whether you will benefit from doing this. To be honest, this largely depends upon the type of driver you are. If you are someone who drives less than the national average of 12,000 miles per year, you would be the ideal choice for this sort of usage-based car insurance.

If you are an infrequent and sensible driver you can wind up saving a good deal of money from switching to a pay per mile format. However, it is important to make sure you are following the parameters, because if you wind up driving too much, or you get into an accident, then you could wind up spending more on your insurance than you regularly would. 

If you want to switch to pay per mile car insurance and reap the benefits of this, then you need to make sure you take the right steps. First of all, make sure you are absolutely positive that this is the right step for you to take. You also need to make sure you look at the different companies that are offering usage-based car insurance. Make the most of this, and try to come up with different ways of helping get the best possible insurance premium you can.